Personal Finance and Its Deadly Sins

Would you believe me when I tell you that the seven deadly sins usually talked about in Catechism at schools and churches also apply to personal finance? A nation-wide survey, performed by a team from Kansas State University, actually tried to measure and then create a “sin index” of people from around 3000 counties in …

Continue reading ‘Personal Finance and Its Deadly Sins’ »

Happy and Budget Friendly Holiday Shopping Tips

The holiday season can be a wonderful way to spend time with family and friends or it can turn into a financial nightmare of spending more than you can afford. Make it merry and bright with the following money saving holiday shopping tips. Getting Prepared Is Holiday Shopping Tip Number ONE Get a little book …

Continue reading ‘Happy and Budget Friendly Holiday Shopping Tips’ »

6 Reasons Why Credit Cards Are Still A Good Idea

If you haven’t noticed this, there are numerous new ways to pay for stuff. Just several decades ago, we paid cash for almost everything and credit cards were considered to be a novelty. However, today we rely a lot on plastic because of their security, the rewards they offer and as a short-term loan. Whether …

Continue reading ‘6 Reasons Why Credit Cards Are Still A Good Idea’ »

Five Better Things To Do With Your Money Than The Lottery

I recently saw an article on the website Yahoo! Finance where a wife was complaining that her husband was spending five dollars each month on the lottery. Of course he never won and he doesn’t believe that the lottery will take care of their retirement. And $5 a week is a nominal amount. However, if …

Continue reading ‘Five Better Things To Do With Your Money Than The Lottery’ »