Ways to Build Your Emergency Fund

One of the main principles of good financial planning is preparing for the future, and whatever it may bring. With this in mind it is essential that your financial plans include an emergency fund. The idea of an emergency fund is to provide cover if a financial shortfall or emergency crops up. The emergency fund …

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Things You Should Know About Late Credit Card Payments

There are a lot of reasons why people make late payments on their credit card bill. Some people don’t have reminders set up and so they forget. Other times, people are late because they can’t afford to pay it on time. Or maybe there was a hold up on your bank’s end and your payment …

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Some Good Credit Card Strategies

Borrow Cheaply Interest rates keep going up, but introductory offers keep on coming in at low rates! Mail boxes are flooded with low offering rates – but these can sometimes come with a trap. High interest rates, heavy late payment penalties or high annual fees: watch out for the traps! Get Hold of Rewards One …

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A Step-By-Step Guide to Reduce Credit Card Interest Rates

You may have reached a point where you pay hundreds a month just to cover interest on your debts – and while this can be manageable for some, it can also be a heavy weight on the shoulders of others.  If you happen to be one of the latter – cases where credit interest has …

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Freeing Yourself from Credit Card Debt

Finding yourself in credit card debt is not an unusual predicament these days. It can happen to almost anyone. Once it happens it can feel hopeless but if you get serious you can find yourself financially solvent. It will take commitment and organization but you can do it. Know Where Your Money Is Going The …

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