Many Americans are embarrassed by their credit card debt, but they never want to talk about it. What they do not realize is without discussing the issue; they will not overcome it and will continue to stay in debt. Supporting Surveys A national survey was conducted where 42.4 percent of Americans stated having credit card …
For debt collectors and creditors there is a designated amount of time that they have to pursue debtors to collect unpaid money. This set time frame is referred to as the statutes of limitations. Each state sets out their own statute of limitations to safeguard people from being sued long after their proof has disappeared. …
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There are a lot of reasons why people make late payments on their credit card bill. Some people don’t have reminders set up and so they forget. Other times, people are late because they can’t afford to pay it on time. Or maybe there was a hold up on your bank’s end and your payment …
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Borrow Cheaply Interest rates keep going up, but introductory offers keep on coming in at low rates! Mail boxes are flooded with low offering rates – but these can sometimes come with a trap. High interest rates, heavy late payment penalties or high annual fees: watch out for the traps! Get Hold of Rewards One …
Credit Card Debt In the year 2012, America’s credit card debt accumulated to be higher than eight hundred billion dollars. This is the 3rd highest debt category after student and mortgage loans. We would not say that borrowing money is something bad. If you are assiduous in paying your dues off, you can built a …
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Finding yourself in credit card debt is not an unusual predicament these days. It can happen to almost anyone. Once it happens it can feel hopeless but if you get serious you can find yourself financially solvent. It will take commitment and organization but you can do it. Know Where Your Money Is Going The …
It is very easy to find that your credit card debt has spiralled out of control. Using a credit card can be a great way to build up your credit file and this will have benefits if you need to get a loan but unless you are careful with them and use them wisely you …
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With a tough economy and an even tougher job market, it can be hard to stay out of high interest credit card debt. But, now that the economy and the job market are improving, it’s probably time to pay off that nagging debt. And, now that you’ve chosen to settle your credit card debts, it’s …
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If you haven’t noticed this, there are numerous new ways to pay for stuff. Just several decades ago, we paid cash for almost everything and credit cards were considered to be a novelty. However, today we rely a lot on plastic because of their security, the rewards they offer and as a short-term loan. Whether …
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When you apply for or get a new credit card, do you pay any attention to its terms and conditions? I happened across an article the other day on the US News & World Report website about how critical it is that you understand them. ”Terms and conditions apply” As this article pointed out, you’ve …
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