The 5 Richest People in the World

The richest people in the world got there through hard work, determination, and good financial decisions. Their bank accounts are awed by people all over the globe, and their lifestyles are the envy of many. Accomplishments may get the richest people in the world on the headlines and the tips of everyone’s tongue, but what …

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Avoiding Credit Card Rewards Devaluation

Credit card rewards are extremely common. Creditors use reward programs to encourage their credit card holders to make purchases using the creditor’s line of credit. Creditors do this in order to make more money; the more purchases consumers make on their credit cards, the more creditors earn through interest. Yet, credit card rewards (despite all …

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Filing Bankruptcy for a Business Organization

The United States legislation regarding bankruptcy (the U.S. Bankruptcy Code) holds the procedures for reorganizing and restructuring debt, both for individuals and businesses.  Chapter 11 of this Code outlines the means of filing bankruptcy for a business organization, when the business wants to continue operation in order to obtain a safer financial status when the …

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Filing for Bankruptcy: Should You?

Debt is a major problem in the United States, with the average American owing over fifteen-thousand dollars to creditors, it is a wonder that more are not filing bankruptcy and attempting to begin anew. Bankruptcy, a financial term given to a state in which people who are unable to return their dues, is a last-ditch …

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10 Ways to Protect Your Money While on Vacation

Your choices for how you carry your money while you are entertaining yourself on vacation need to enable you to take part in all the activities involved in the vacation as well as enough to ensure that you are secure and safe and your money is protected. Many individuals tend to become unfocused when they …

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Different Kinds of Ways to Save On Lodging

A common middle ground of high Most of the time, while traveling, the first choice of stay for the night is a hotel.  But what if you travel a lot and need to minimize on hotel costs, what does one do? If you’ve noticed, the prices seem to have skyrocketed across the board. Even the …

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Top Money Habits of Successful Women

Despite what many choose to believe, being good with money or having money does not come from just being lucky, winning the lottery, or inheriting a fortune. On the contrary, being good with money and having it comes from knowledge and practice. If you do your research, you can figure out how different parts of …

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The Importance of Knowing Your Debt Collection Rights

Consumer debt is a growing problem threatening the financial stability of families across the country. Many are living paycheck to paycheck and this can cause an enormous amount of stress. The fact that you know you have unpaid debts is stressful enough. However, in many cases debt collectors are adding undue stress to the situation …

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Joining a Credit Union Is Good for You

Many of us may have heard about credit unions but are not entirely sure what they are or what they do. What are Credit Unions? Credit unions are financial institutions offering a variety of services and owned by their members unlike banks.  Credit unions provide a range of services such as electronic banking, current and …

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