Discussing Credit Card Debt

Many Americans are embarrassed by their credit card debt, but they never want to talk about it. What they do not realize is without discussing the issue; they will not overcome it and will continue to stay in debt. Supporting Surveys A national survey was conducted where 42.4 percent of Americans stated having credit card …

Continue reading ‘Discussing Credit Card Debt’ »

Avoiding Credit Card Rewards Devaluation

Credit card rewards are extremely common. Creditors use reward programs to encourage their credit card holders to make purchases using the creditor’s line of credit. Creditors do this in order to make more money; the more purchases consumers make on their credit cards, the more creditors earn through interest. Yet, credit card rewards (despite all …

Continue reading ‘Avoiding Credit Card Rewards Devaluation’ »

The Most Common Credit Score Killers That Ruin Your Financial Future

The nature of the Credit score system It is typical for anyone not to be on top of their credit score because it does not start to bother you until you have the need to get something on credit. It is very important to stay actively involved in keeping up with your credit score because …

Continue reading ‘The Most Common Credit Score Killers That Ruin Your Financial Future’ »

Things You Should Know About Late Credit Card Payments

There are a lot of reasons why people make late payments on their credit card bill. Some people don’t have reminders set up and so they forget. Other times, people are late because they can’t afford to pay it on time. Or maybe there was a hold up on your bank’s end and your payment …

Continue reading ‘Things You Should Know About Late Credit Card Payments’ »

Some Good Credit Card Strategies

Borrow Cheaply Interest rates keep going up, but introductory offers keep on coming in at low rates! Mail boxes are flooded with low offering rates – but these can sometimes come with a trap. High interest rates, heavy late payment penalties or high annual fees: watch out for the traps! Get Hold of Rewards One …

Continue reading ‘Some Good Credit Card Strategies’ »

A Step-By-Step Guide to Reduce Credit Card Interest Rates

You may have reached a point where you pay hundreds a month just to cover interest on your debts – and while this can be manageable for some, it can also be a heavy weight on the shoulders of others.  If you happen to be one of the latter – cases where credit interest has …

Continue reading ‘A Step-By-Step Guide to Reduce Credit Card Interest Rates’ »

Finish Off the Year with Our 2013 Credit Checklist

The Christmas and New Year period can be a hectic time where you have a lot of expenses and a long list of things to do. You might even be travelling and this all adds up to being a danger period with your finances. It is important to move in to 2014 in good financial …

Continue reading ‘Finish Off the Year with Our 2013 Credit Checklist’ »

Do You Want Help With Credit Card Debt?

Credit Card Debt In the year 2012, America’s credit card debt accumulated to be higher than eight hundred billion dollars. This is the 3rd highest debt category after student and mortgage loans. We would not say that borrowing money is something bad. If you are assiduous in paying your dues off, you can built a …

Continue reading ‘Do You Want Help With Credit Card Debt?’ »

Freeing Yourself from Credit Card Debt

Finding yourself in credit card debt is not an unusual predicament these days. It can happen to almost anyone. Once it happens it can feel hopeless but if you get serious you can find yourself financially solvent. It will take commitment and organization but you can do it. Know Where Your Money Is Going The …

Continue reading ‘Freeing Yourself from Credit Card Debt’ »