How To Avoid Running Out Of Money In Retirement

There is nothing riskier than spending your entire retirement fund before you can even enjoy it. Cutting costs while you’re already retired is a big nuisance. Fortunately, there are actually ways and means to make your retirement fund last for as long as you live, and that can be a very long period of time. …

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Choosing the Best Cloud Storage Provider for Your Needs

Cloud storage service seems to be on the rise in a big way. It’s becoming the norm for big companies to save their data remotely online rather than taking up room in house to store a data farm. Deciding to use a cloud storage service to store your information has quite a few upsides. You …

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So you’re A Victim of Identity Theft and Someone Bought a Car in Your Name

The National Insurance Crime Bureau (NICB) has recently been warning Americans that identity thieves are using those stolen identities to buy or lease new vehicles, drive them away, and disappear without making a single payment. Frank Scafidi, the spokesman for the NICB, says that often the cars are exported to other countries. If you’re an …

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Choosing the Right Dental Insurance in Four Steps

It’s kind of a given that dental insurance will cost you less over time in premiums than health insurance, but like everything else, there’s always a catch. You’ll find that most health insurance plans will cover a nice chunk of your expenses once the deductible has been paid off, but dental insurance policies work a …

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Living a Successful Frugal Lifestyle

Making the change to a successful frugal lifestyle doesn’t happen overnight. If you’re the kind of person that’s accustomed to spending hard and fast, you’ll probably have to work hard and change all your bad habits to being living a successful frugal lifestyle. It’s important to know that being frugal doesn’t mean that you’re cheap, …

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All Is Forgiven: Dealing with Student Loans

The headache of student loans: the main reason why students are able to attend college, and the main reason why students decide not to attend college. Student loans are a good thing to take care of college costs and expenses, but when it is time to pay the loans back, things can get a little …

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The Secret to Saving Big

The major principle of personal finance is a very simple one to understand: when you spend less, you save more. If you follow this principle as closely as you can, you shouldn’t have any problem living well within your means and expanding on your wealth, but there’s a big difference between knowing these things and …

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Ways to Build Your Emergency Fund

One of the main principles of good financial planning is preparing for the future, and whatever it may bring. With this in mind it is essential that your financial plans include an emergency fund. The idea of an emergency fund is to provide cover if a financial shortfall or emergency crops up. The emergency fund …

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